Disclaimer

General Disclaimer

The information provided by VibVob ("we," "our," or "us") on www.vibvob.com is for general informational and educational purposes only. All information on the Site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk.

Not Financial Advice

The financial calculators and tools provided on VibVob — including but not limited to the mortgage calculator, loan calculator, retirement planner, compound interest calculator, ROI calculator, tax estimator, credit card payoff calculator, crypto profit calculator, inflation calculator, salary converter, and VAT calculator — are designed for illustrative and educational purposes only. They do not constitute financial advice, investment advice, tax advice, or any other form of professional financial guidance. The results produced by these calculators are estimates based on the inputs you provide and the formulas we use; they may not reflect the actual terms, rates, or conditions offered by any financial institution or lender.

Financial decisions involve significant risk and should not be made solely based on calculator results. Interest rates, tax laws, market conditions, and lending criteria vary widely and change frequently. We strongly recommend consulting with a qualified financial advisor, tax professional, or certified public accountant before making any financial decisions, including but not limited to taking out a mortgage, applying for a loan, investing money, filing taxes, or planning for retirement. VibVob is not responsible for any financial decisions you make based on information obtained from our Site.

Not Medical or Health Advice

The health and fitness calculators on VibVob — including but not limited to the BMI calculator, BMR calculator, calorie deficit calculator, macronutrient calculator, pregnancy due date calculator, and age calculator — are intended for general informational purposes only. They are not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition or health concerns. Never disregard professional medical advice or delay in seeking it because of something you have read on this Site.

The formulas used in our health calculators (such as the Mifflin-St Jeor equation for BMR and the standard BMI formula) are well-established in the scientific literature, but they produce estimates that may not be accurate for all individuals, particularly athletes, pregnant women, elderly individuals, or those with specific medical conditions. BMI, for example, does not distinguish between muscle and fat mass and may misclassify very muscular individuals as overweight. Caloric needs vary significantly based on individual metabolism, health status, and other factors that a simple calculator cannot capture.

No Warranty

VibVob provides the Site and all information, tools, and content on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall VibVob, its owners, employees, affiliates, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Site; (b) any conduct or content of any third party on the Site; (c) any content obtained from the Site; or (d) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

Accuracy of Results

While we make every effort to ensure the accuracy of our calculator results by using industry-standard formulas and testing our tools against known values, we cannot guarantee that the results are error-free. Calculator results may be affected by rounding, input errors, browser-specific issues, or limitations of the mathematical models used. Always verify important calculations independently before relying on them for decision-making. If you believe a calculator is producing incorrect results, please contact us at hello@vibvob.com.

External Links

The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with VibVob. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this page with an updated revision date. We encourage you to review this disclaimer periodically for any changes. Your continued use of the Site after any modifications constitutes your acknowledgment of the modifications and your consent to abide by the updated disclaimer.

Contact Us

If you have any questions about this Disclaimer, please contact us:

• Email: hello@vibvob.com
• Contact Page: Contact Us